With this option there’s no upfront deposit to be paid.

A cash/self-funded payment of 50% is required on completion of the installation. Then you can spread the cost of the remaining 50% on finance over 2 years at 0% APR.

*0% Finance is not available on Conservatories.

Example

Cash Price & Total Payable: £5,000 (No Upfront Deposit Required)

1. 50% Cash / Self-Funded Payment on Installation: £2,500

2. Remaining 50% on Finance

Amount of Credit: £2,500

24 Monthly Repayments of £104.16

0% APR Representative

With Buy Now Pay Later, you can buy today with NOTHING to pay for a year! If you repay the agreement in full within the 12 month deferral period then there’s no interest to pay (£29 early settlement fee applies). If after 12 months you have not repaid the agreement then you will commence monthly repayments at 14.9% APR. You will be charged interest on any outstanding balance from the start of the agreement until the loan is fully repaid.

No deposit required.

Representative Example

Cash Price: £5,000 (No Deposit)

Amount of Credit: £5,000

Duration of Agreement: 132 Months

120 Monthly Repayments of £88.07

Rate of Interest: 10.10% p.a. fixed

14.9% APR Representative

Total Amount Payable: £10,568.40

Early Settlement Fee: £29

Spread the cost with low monthly repayments over 5 years at 4.9% APR. Plus, NOTHING to pay for the first 6 months.

No deposit required.

Representative Example

Cash Price: £5,000 (No Deposit)

Amount of Credit: £5,000

Duration of Agreement: 66 Months

60 Monthly Repayments of £95.76

Rate of Interest: 2.70% p.a. fixed

4.9% APR Representative

Total Amount Payable: £5,745.60

Early Settlement Fee: £29