With this option there’s no upfront deposit to be paid.

A cash/self-funded payment of 50% is required on completion of the installation. Then you can spread the cost of the remaining 50% on finance over 2 years at 0% APR Representative.

*0% Finance is not available on Conservatories.

Example

Cash Price £5000

1. 50% Deposit- £2,500, Payable Upon Completion of Installation

Total Amount of Credit - £2500

Duration of Agreement- 24-months

2. Remaining 50% on Finance

Total Amount of Credit: £2,500

Duration of Agreement- 24-Months

24 Monthly Repayments of £104.16

Total Amount Payable- £5000

0% APR Representative

The buy now pay later finance option allows you to spread the cost of your purchase over your chosen term with an agreed non-payment period.

If you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period you will not pay any interest. An administration fee of £29 will also be due.

If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term with interest charged at the rate set out in your credit agreement. You will pay interest on the amount of credit that remains unpaid and interest will be charged from the date we told you the agreement was live.

Only available to UK residents over 18, subject to terms and conditions, minimum spend applies.

Representative Example

Cash Price: £5,000

No Deposit

Amount of Credit: £5,000

Administration fee: £29 (only payable if you settle in full in the deferred period)

Duration of Agreement: 132 Months (Including a 12-month deferral period)

120 Monthly Repayments of £80.81

Rate of Interest 14.9% Fixed

14.9% APR Representative

Total Amount Payable £10568.40

Total Cost of Credit £5568.40

• Buy now pay later with 6 months non-payment period.
• Spread the cost with buy now pay later finance available online and in-store.
• The buy now pay later finance option allows you to spread the cost of your purchase over a total term of either 60 or 120 months which includes a 6 month non-payment period.
• If you choose to exercise the option to settle the amount of credit in full before the end of the non-payment period you will not pay any interest and there is no settlement fee.
• If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term of 60 or 120 months with interest charged at a representative APR of 6.9%. You will pay interest on the amount of credit that remains unpaid and interest will be charged from the date we told you the agreement was live.
• Only available to UK residents over 18, subject to terms and conditions, minimum spend applies.

Representative Example

Cash Price: £5,000

No Deposit £0

Amount of Credit: £5,000

Non-payment period 6 months, followed by 120 monthly repayments of £58.89

Representative APR 6.9%

Annual rate of interest 6.9%

Total amount repayable £7066.80

This includes a total interest of £2066.80